FINANCIAL RESILIENCE TOOL

How many days can your family survive if income stops today?

Most Indian households don't know this number. RitualMoney tells you in 60 seconds.

Launching soon.

Why this matters

3 in 4
urban Indian households have zero emergency fund
41.9%
household debt-to-GDP ratio and rising
0
products show your actual household survival duration

Simple by design.

4 numbers. 60 seconds. Complete clarity.

1
Enter 4 numbers from memory
Monthly income, total EMIs, essential expenses, and liquid savings. No bank login. No account. Nothing ever leaves your device.
2
See your Stability score instantly
Know exactly how many months your household can survive an income disruption. EMI-inclusive — the only tool in India that calculates this correctly.
3
Check it monthly. Watch it move.
Your previous score is saved on your device. See if you are building resilience or losing ground. No server. No tracking. No account needed.

WHAT YOU'LL SEE

SAMPLE
YOUR STABILITY
0.0
months
Developing Stability

Your household has a moderate short-term financial cushion.

Monthly burn₹80,000
Daily burn rate₹2,667 / day
What adds 30 days?₹80,000

Why RitualMoney is different.

Feature
Others
RitualMoney
EMI-inclusive burn calculation
✗
✓
Survival duration (not a savings target)
✗
✓
No products or loans sold
✗
✓
Return visit & delta tracking
✗
✓
Mobile-first design
~
✓

Built for Indian households.

RitualMoney is a free financial resilience tool. No account. No bank login. No products sold. Just clarity — in 60 seconds.

✓ Free forever
✓ No account needed
✓ Runs on your device

Launching soon